Your Financial Needs

As a…

Business Owner

Your needs will be individualized based on your unique situation, but below is an example of potential needs that we may be able to assist with. 

Specific Needs
  • Insurance (health, life)
  • Liability management / creditor protection
  • Supplemental retirement planning
  • Exit and succession planning
  • Liquidity / access to cash
  • Employee Benefits
Additional Needs
  • Premature death or disability
  • Profitability
  • Asset transfer
  • Advanced tax strategies
  • Concentrated wealth position
  • Family trusts
  • Raising capital
  • Personal health

As A…

Professional

Your needs will be individualized based on your unique situation, but below is an example of potential needs that we may be able to assist with. 

Specific Needs
  • Liability insurance
  • Income splitting
  • Credit lending
  • Investments
  • Enhanced retirement planning
  • Asset protection
  • Cash management
  • Insurance
Additional Needs
  • Buy / Sell Agreements
  • Estate planning / wealth transfer
  • Deferred compensation
  • Efficient income stream generation
  • Spouse support / family needs
  • Office expansion / business acquisition

As A…

Pre-Retiree

Your needs will be individualized based on your unique situation, but below is an example of potential needs that we may be able to assist with. 

Specific Needs
  • Selecting your retirement horizon
  • Creating your retirement vision
  • Setting well defined financial goals
  • Maximizing your peak earning and savings years
  • Planning for children’s post secondary education, graduations, weddings and other life events
Additional Needs
  • Build a detailed financial plan
  • Stress test your plan to weather financial storms
  • Build assets that will generate sustainable income for your retirement
  • Accumulate the right combination of assets to maximize income and minimize taxes

As A…

Retiree

Your needs will be individualized based on your unique situation, but below is an example of potential needs that we may be able to assist with. 

Specific Needs
  • Retirement income planning
  • Wealth transfer / legacy protection
  • Wellness / medical / long term care
  • Helping children / grandchildren
  • Charitable tendencies
  • Rate of withdrawl
Additional Needs
  • Independence issues
  • Philanthropic affiliations
  • Supporting parents / children
  • Funding education
  • Gifting